Complaints Officer Contact Details  

 

Email: [email protected]   

Phone: +44 (0) 204538225  

Address: Brompton Bike Hire Ltd, Unit 1 Ockham Drive, Greenford, Middlesex, UB6 0FD  

  

How our firm handles complaints  

  

We aim to provide a high standard of service to all customers. It is important to us that all complaints are resolved as quickly as possible and to the complete satisfaction of our customers.  
  
Any complaint, whether verbal or written, will be referred promptly to our Complaints Officer. If unavailable, it will be referred to a member of senior management. Where we know or reasonably suspect a customer may have additional support needs or vulnerabilities, we will ensure the complaint process is accessible and fair.  

  

On receipt of a complaint, we will:  

• Acknowledge the complaint promptly  

• Make contact to seek clarification on any points where necessary  

• Fully investigate the complaint  

• Discuss with you our findings and proposed response  

  

We are an Appointed Representative of Product Partnerships Limited (FRN: 626349). If your complaint relates to finance or other regulated services provided under our arrangement with Product Partnerships Limited, you may refer your complaint to them directly using the contact details provided below.  

Contact details:  

Address: Product Partnerships Limited, Second Floor, Atlas House, 31 King Street, Leeds LS1 2HL  

Email address: [email protected]  

  

Adviser, Provider or Quality of Goods  

Customers often express dissatisfaction to their adviser about the product provider, or the quality of the goods. We will need to establish whether or not your complaint relates to the advice given, the advisers service, the service or performance of the product provider, or the quality of the goods. If unclear, this must not delay investigation and we will proceed with our own investigation.   

  

If the complaint is about another party, we will refer details of the complaint to the third party and confirm this course of action to you in writing.  

  

Investigation  

The Complaints Officer will establish the nature and scope of your complaint having due regards to the Financial Conduct Authority’s direction:  

• Deal with complaints promptly and fairly  

• Give complainants clear replies and, where appropriate, fair redress  

  

Complaints Settled within 3 business days – Informal Complaints Process.  

Complaints that can be settled to your satisfaction within 3 business days can be recorded and communicated via an informal process. We will retain a record of the Summary Resolution Communication and your acceptance for FCA reporting purposes.  

  

If a solution to your complaint is proposed and you indicate your acceptance, we will promptly send you a ‘Summary Resolution Communication’, being a written communication from us which:   

  

1. refers to the fact that you have made a complaint and informs you that we now consider the complaint to have been resolved to your satisfaction;  

2. We will tell you that if you subsequently decide that you are dissatisfied with the resolution of the complaint you may be able to refer the complaint back to us for further consideration or alternatively refer the complaint to the Financial Ombudsman Service;  

In addition to sending you a Summary Resolution Communication, we may also use other methods to communicate the information where:  

1. We consider that doing so may better meet your needs; or  

2. We have already been using another method to communicate about the complaint.  

  

Complaints which cannot be resolved within three business days  

Where the Complaints Officer judges that your complaint cannot be resolved within three business days, or they were unable to resolve your complaint in this period, the formal FCA complaints procedure will be followed. This process requires that we:  

  

• Send you an initial response letter within five days of receiving your complaint, or immediately on realising the informal complaints handling process will not reach a resolution;  

• Provide you with details of our complaints handling procedures;  

• We will fully investigate your complaint and contact you if we need more information;  

• Send you a final response letter as soon as possible, but no later than eight weeks after receiving the complaint, detailing how your complaint has been resolved and if any redress will be offered.   

  

Final response  

Our final response letter will set out clearly our decision and the reasons for it. If any financial redress is offered, a clear method of calculation will be shown, and it will be paid promptly and in full.   

  

We will include details of the Financial Ombudsman Service (FOS) in our final response. If you are not satisfied with the outcome, you may be eligible to refer your complaint to FOS. You must refer the matter to FOS within six months of the date of this letter or the right to use this service is lost.  
  

If we cannot resolve the complaint within eight weeks:  

While we would always aim to complete an investigation within eight weeks, if, for any reason, our investigation is not concluded within this period, our Complaints Officer will write to the complainant again.  We will inform him/her of the reasons for the further delay and advise that if he/she is not satisfied with our progress he/she may be entitled to refer the complaint to the Financial Ombudsman Service.   

  

Closing a complaint  

Where we receive confirmation from you that you are satisfied with the findings of the investigation and any resolution we have proposed, your complaint will be considered closed.  

  

Where no confirmation has been received from you within four weeks of our final response letter, your complaint may also be considered closed.  

  

Financial Ombudsman Service (FOS)  

It is our policy to treat all customers the same, however, only eligible complainants may refer their complaint onto the Financial Ombudsman Service (FOS). Eligible complainants are legally defined and have additional rights in law that we must acknowledge and adhere to.  

  

Eligible complainants are:   

• A consumer   

• Companies within the definition of a microenterprise  

• Charities with an annual income of under £6,500,000  

• Trustees of a trust with assets of under £5,000,000  

• A small business (only an eligible complainant if the conduct took place after the 1st April 2019)   

• A guarantor  

  
Important: Eligible complainants must refer their complaint to the Financial Ombudsman Service within six months of receiving our final response. If the complaint is not referred within this timeframe, the right to use FOS may be lost.  

  

The Financial Conduct Authority complaints rules apply to complaints:  

  

• made by, or on behalf of an eligible complainant;  

• relating to regulated activity;  

• involving an allegation that the customer has suffered, or may suffer, financial loss, material distress or material inconvenience;  

  

We will co-operate fully, at all times, with FOS in resolving any complaints made against us and agree to be bound by any awards made by FOS.  

  

The contact details for FOS are:  

  

• Address: The Financial Ombudsman Service  

Exchange Tower  

London  

E14 9SR   

  

• Telephone: 0800 023 4567 (free for most people ringing from a fixed line)  

0300 123 9123 (cheaper for those calling using a mobile)  

+44 20 7964 0500 (if calling from abroad)  

• Email: [email protected]  

• Website: www.financial-ombudsman.org